Gates County, NC

Homes Under $250K in Gates County, NC

8 active8 no HOA duesUpdated Oct 24, 2026About these listings

Starter homes and affordable properties in Gates County listed under $250,000.

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Showing 8 of 8 listings under $250K

NC 1st Home Advantage Down Payment

$15,000

For first-time buyers, veterans or a home in a targeted area. A 0% deferred second mortgage, forgiven in years 11 to 15.

Down-payment help · NC Housing Finance Agency

Gates County buyers may qualify for down-payment assistance.

  • Household income up to $117,000 for one or two people, $137,000 for three or more, in Gates County.
  • Home price up to $525,000.

NCHFA limits effective June 15, 2026. Your lender confirms eligibility.

How it works in Gates County

About Under $250K listings

Starter homes and affordable properties in Gates County listed under $250,000. Live data from HIVE MLS.

USDA eligibility
Geography is only half the picture — condition standards matter too, and eligibility is checked parcel by parcel. See the Commuter & Cost Brief.
Condition & Reserve
Entry-level pricing often reflects deferred maintenance — budget for an inspection and a contingency reserve.
County Data
All listings are Gates County, NC only. Refreshed live from HIVE MLS.
Listing definitions
From the listing agents' MLS entries, read as the definitions page describes. Definitions and glossary
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Listing Details