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Gates County, NC

A House and Land Under $300K, on the Virginia Line

12 active8 on an acre or more12 no HOA duesUpdated Oct 26, 2026About these listings

In Gates County the budget that buys the house often buys the ground around it too.

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Showing 9 of 12 listings under $300K · Page 1 of 2

NC 1st Home Advantage Down Payment

$15,000

For first-time buyers, veterans or a home in a targeted area. A 0% deferred second mortgage, forgiven in years 11 to 15.

Down-payment help · NC Housing Finance Agency

Gates County buyers may qualify for down-payment assistance.

  • Household income up to $117,000 for one or two people, $137,000 for three or more, in Gates County.
  • Home price up to $525,000.

NCHFA limits effective June 15, 2026. Your lender confirms eligibility.

About Under $300K listings

In Gates County the budget that buys the house often buys the ground around it too. Every active Gates County home listed under $300,000, newest first. Live data from HIVE MLS.

The commute
Gates County's northern border is the Virginia line, with Suffolk on the other side. This site publishes no drive time; the Commuter & Cost Brief explains why and what to check instead.
The ground
On a house with acreage, the well, the septic system and the soil decide the deal as much as the house does. See Wells, Septic & Soil Evaluations.
The loan
USDA, VA and FHA each treat rural property differently. See Financing Rural Land & Homes.
County data
All listings are Gates County, NC only. Refreshed live from HIVE MLS.
Raw land under $100K
Bare lots, wooded tracts and farm parcels under $100,000 are their own search here. They are not shown as cards on this site. Ask for them by email, or call (252) 632-8681 and Travis will send you the current list. Before you make an offer on bare land, read Wells, Septic & Soil Evaluations: a parcel that cannot pass a soil and site evaluation cannot get a septic permit, and Land Is the Product covers how the county taxes farm and timber land.
Listing definitions
From the listing agents' MLS entries, read as the definitions page describes. Definitions and glossary

Listing Details